Reference; SW0341

50% Shared Ownership - A Fantastic Opportunity.

A fantastic opportunity to purchase a 50% share of this contemporary two double bedroom first floor apartment, ideally situated within walking distance of Chippenham railway station and the town centre. The property forms part of the stylish and popular Crest Nicholson development built about 5 years ago.

Finished to a high specification throughout, the apartment offers spacious, modern accommodation, making it an ideal first time purchase.

The accommodation briefly comprises: a secure communal entrance with stairs and lift access to all floors. Private entrance hallway featuring a useful utility cupboard with space for a washing machine and additional storage. There is a generously sized open plan kitchen/dining/living room, enjoying a light dual aspect and a Juliet balcony. The contemporary kitchen is fitted with a built in oven, hob, fridge, and freezer.

There are two double bedrooms, the master bedroom with built in wardrobes and an en-suite shower room, along with a separate family bathroom.

Externally, the property benefits from an allocated parking space for one car situated within a courtyard setting to the rear.

Agents Note; This property is currently under shared ownership in conjunction with Heylo Housing Association who have criteria for any purchase, the advertised price is for the sellers 50% share. £381.25 per month is paid to the Housing Association as rent for the retained share. The annual service charge is about £1,434.49 (2026)

Situation

The property is situated just a short walk from the town centre, mainline railway station (London Paddington - approx. 75 minutes), popular John Coles Park with tennis courts, and two highly regarded secondary schools; Sheldon & Hardenhuish. There is easy access to the M4 motorway giving excellent links to Bath, Bristol, Cardiff, Swindon and London. Chippenham offers a good choice of amenities including a range of shops, cafes, restaurants/public houses, supermarkets, cinema, sports centre, library and secondary and primary schools together with further education at Wiltshire College.

*** PLEASE QUOTE REFERENCE; SW0341 ***

Property Information

Leasehold; 125 years from 1 October 2020

Annual Service Charge; £1,434.49 (2026)

Monthly Rent; £381.25 (Heylo Housing Association)

Council Tax Band; C

Electric Central Heating

EPC Rating; C

General Eligibility for Home Reach

Home Reach is aimed at helping people who can’t afford to buy a suitable property on the open market.

Purchasers are subject to eligibility and affordability requirements. The general eligibility criteria for Home Reach are as follows:

~ Total household income must be under £80,000 (£90,000 in London)
~ Household minimum income must be above £12,000.
~ All buyers must be at least 18 years old
~ All buyers must meet the Homes England affordability and sustainability assessments (see the Homes England calculator guidance for further information)
~ All buyers must be first time buyers or not currently own a home suitable for their housing needs
~ All buyers must not own another property anywhere in the world
~ All buyers must have good credit history and pass Heylo’s credit check (for more information on our credit criteria, please visit heylohousing.com)
~ Self-employed buyers must be able to provide 2-years evidence of their income
~ Buyer(s) must purchase the maximum share they can reasonably afford within the parameters of the Homes England calculator
~ Buyer(s) are expected to use any savings and assets towards the purchase of their home, which may mean selling assets such as bonds, shares, land and any other financial investments
~ Buyer(s) must have a minimum 5% deposit towards the share they are purchasing
~ Buyer(s) may retain a portion of their savings to cover the costs of purchase and moving home (typically up to £5,000)

Shared owners can be first time buyers or;

~ Not currently own a home suitable for their housing needs
~ Sell a home not suitable for their housing needs before buying shared ownership

Buyers must have good credit history and must not have (for more information on acceptable credit for Home Reach please refer to the adverse credit policy):

~ A mortgage or rent arrears
~ Other bad debts
~ County Court Judgements
~ Buyers must have a minimum 5% deposit towards the share they are purchasing

Buyers may retain a portion of their savings to cover the costs of purchase and moving home. This may include:

~ Legal fees
~ Stamp Duty Land Tax where applicable
~ Mortgage application fees
~ Valuation fees and any associated moving costs

MONEY LAUNDERING REGULATIONS; By law, we are required to conduct anti money laundering checks on all intending sellers and purchasers and take this responsibility very seriously. In line with HMRC guidance, our partner, MoveButler, will carry out these checks in a safe and secure way on our behalf. Once an offer has been accepted (stc) MoveButler will send a secure link for the biometric checks to be completed electronically. There is a non-refundable charge of £30 (inclusive of VAT) per person for these checks. The Anti Money Laundering checks must be completed before the memorandum of sale can be sent to solicitors confirming the sale.

These details, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property, or tested the services or any of the equipment or appliances in this property. With this in mind, we would advise all intending purchasers to carry out their own independent survey or reports prior to purchase. All measurements and distances are approximate only and should not be relied upon for the purchase of furnishings or floor coverings. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

Flat in Chippenham