Two-Bedroom Mid-Terraced Home – 25% Shared Ownership – Stourport-on-Severn

The property is approached via a driveway providing off-road parking for two vehicles. The entrance door opens into an inner hallway with access to a downstairs WC/utility room and an opening into the kitchen.

The kitchen features a range of wall and base units with complementary worktops, a fan oven with gas hob and extractor, space for a fridge/freezer and dishwasher, and the added benefit of a breakfast bar. The kitchen flows through to a good-sized living room, which offers ample space for furniture and features French doors leading to the rear garden, as well as stairs to the first floor.

Upstairs, there are two double bedrooms and a family bathroom, comprising a white suite with low-level WC, wash hand basin, and a panelled bath with shower over.

The rear garden provides a private outdoor space with a patio area leading to a lawn, a garden shed, and side access.

Shared Ownership Eligibility Criteria

This property is offered for sale on a 25% shared ownership basis in partnership with Community Housing. The purchaser will acquire a 25% share of the property and will be required to pay rent on the remaining share to the Housing Association.

Eligibility criteria below:

- Need to be over the age of 18

- Be unable to buy on the open market

- Not earn in excess of £80,000

- Not already own a property (unless in exceptional circumstances)

- Must have a local connection to the area

- Be able to raise a mortgage to cover the share you wish to purchase

- Be able to afford to pay the remaining rent and bills etc.

- Have enough saved to cover the mortgage and legal fees and any additional moving costs

- Be registered on HomeChoice plus, Housing Register. You can apply online at

https://www.homechoiceplus.org.uk/HouseholdRegistrationForm

Community Housing will require evidence of registration This is to confirm a local connection to the Wyre Forest.

To apply for one of the Community Housing Group properties potential purchasers need to complete an application form and an income and expenditure statement, please find the links below.

www.communityhousing.co.uk/uploads/Application.pdf

www.communityhousing.co.uk/uploads/IncomeAndExpenditure.pdf

Plus provide the following supporting documents –

www.communityhousing.co.uk/uploads/ApplicationChecklist.pdf

A financial assessment will need to be undertaken by a financial advisor who will need to complete a budget planner and a mortgage or cash buyer sign off sheet. Community Housing to provide. (please see attached).

Once the application has been completed, evidence has been gathered, budget planner and sign off form completed, registered on Homechoice Plus, an email application can be made with supporting documents to: sales@communityhousing.co.uk

Community Housing will then assess the application. This normally takes around a week. If successful, you can then place an offer on the property.

Semi Detached House in Stourport-On-Severn