Struggling To Buy Your Own Place? This neat and tidy ground floor flat is being sold at a 25% discount. If you’re local and meet the criteria you could get 100% of the benefits of owning your own home but you only have to get a mortgage for 75%. Property ref: KD0516

Here’s how it works: with shared ownership, you buy 75% of the home for just £50,000 and pay a small rent (£25.46) and service charge to Castles and Coasts for the remaining 25% share.

That means a smaller deposit, a lower mortgage, and a far more realistic way to get onto the ladder. But you still get the full experience and security of home ownership - with no age restrictions - and the chance to buy out the remaining 25% if and when you’re ready.

And what a lovely spot to call home. Set in a quiet cul-de-sac, this neat and tidy ground floor flat offers a surprising amount of space - along with communal gardens and off-street parking.

The living room is light and bright with patio doors leading out to the shared garden - ideal for summer evenings and fresh air without having to worry about mowing the grass.

There’s a separate kitchen with space for an oven, washing machine and tumble drier.

The bedroom is a double, and the bathroom has a shower over the bath.

Caldew Close is a quiet cul-de-sac but you have everything you need close at hand. The doctors’ surgery and pharmacy are both just around the corner, and the Kingstown shops, leisure centre and community hub are all within walking distance.

If you fancy some green space, Kingmoor Nature Reserve is just up the road. And when you need to get further afield, it’s a breeze with excellent access to the western bypass and the M6.

With a 153-year lease already in place, this is a long-term move that also makes short-term sense - especially if you need a little help to make the numbers work and get onto the housing ladder.

I’m expecting plenty of interest in this affordable flat, so call me to arrange a viewing.

Ground Floor Flat in Carlisle